Societe Generale Ghana PLC maintained resilient financial performance in 2025.

Compiled By: Prince Henry Danquah, Bora Capital Advisors Ltd.

Societe Generale Ghana PLC has delivered resilient financial performance in 2025, reflecting the Bank’s continued focus on disciplined balance-sheet management, and robust corporate and retail portfolio.

The Bank’s strategy continues to be focused on supporting the real economy of Ghana.

According to the Bank, the year 2025 marked a significant improvement in Ghana’s macroeconomic environment resulting in a sharp decline in interest rates, strong appreciation of the Ghana cedi and easing inflation.

With efficient balance-sheet management complemented by strong transaction-based revenues, and prudent pricing strategies, the Bank preserved margins and achieved a profit after tax of GH¢397.0 million despite declining interest rates.

Key Metrics

* Profit After Tax (PAT): GH¢397.0 million

* Return on Equity (ROE): 15.1%

* Capital Adequacy Ratio (CAR): 23.4%

Source: newsthemegh.com