The banking industry in Ghana is still dealing with high credit risk.

Compiled By: Prince Henry Danquah, Bora Capital Advisors Ltd.

Ghana’s banking sector continues to face elevated credit risk, with the proportion of non-performing loans (NPLs) rising marginally in April, according to new data released by the Bank of Ghana.

The NPL ratio rose to 23.6% in April 2025, up from 23.4% the previous month and 22.6% at the start of 2025, extending a gradual deterioration in asset quality that has cast a shadow over recent growth in bank lending.

The figures, published in the Central Bank’s May 2025 Summary of Economic and Financial Data, underscore the lingering impact of macroeconomic instability and post-DDEP restructuring efforts on financial sector stability.

Source: newsthemegh.com