Compiled By: Prince Henry Danquah, Bora Capital Advisors Ltd.
Banks’ shareholders’ funds increased by 48.5% to GH¢48.0 billion in the first half of 2025, the July 2025 Banking Development Sector report has revealed.
This is compared to a growth of 44.9% a year ago.
According to the report by the Bank of Ghana, the growth was on account of a rebound in profits across the industry and recapitalisation efforts of undercapitalised banks.
Meanwhile, bills (short-term debt instruments) constituted the largest component of banks’ investment portfolios, after their share rose to 60.3% in June 2025.
This was from 39.9% in June 2024.
The share of long-term securities in total investments, however, declined to 39.4% from 59.8% over the same period.
The share of equity investments remained negligible and unchanged at 0.3% during the period under review.
Cash and bank balances was the second largest component of banks’ assets as of June 2025, although its share in total assets declined to 28.9%, from 35.8% in June 2024.
Source: newsthemegh.com