The financial performance of First National Bank Ghana significantly improved in 2025.

Compiled By: Prince Henry Danquah, Bora Capital Advisors Ltd

First National Bank Ghana delivered a sharp improvement in financial performance in 2025, posting results that point not only to a stronger earnings base but also to a more solid balance sheet.

The bank reported profit after tax of GH¢106.8 million for the year ended December 2025, up from GH¢18.2m in 2024, as stronger interest income, trading income and fee generation helped drive a broad-based improvement in operating performance.

Total equity rose to GH¢1.00 billion from GH¢537.7 million, supported by both retained profit and a GH¢358.6m issue of ordinary shares during the year.

The bank’s capital adequacy ratio strengthened sharply to 34.08% from 24.68%.

The NPL ratio improved to 12.21% from 13.54%, indicating a healthier loan book and better credit risk outcomes.

Source: newsthemegh.com